Frugillionaire: 500 Fabulous Ways to Live Richly and Save a Fortune

What if being frugal made you feel like a million bucks? You’d live a rich and happy life–while saving more money than you ever imagined!

If you’re frustrated with your finances, drowning in debt, or just wondering where your money goes each month, don’t despair. For in these pages lies the secret to financial peace and harmony: how to become a frugillionaire.

Unlike millionaires and billionaires, frugillionaires aren’t defined by the number of zeroes in their net worth, or the haute couture in their closets. Quite the contrary: frugillionaires master the art of frugality–living richly while saving a fortune. They make the most of the money they have, and treasure those things that money can’t buy.

Best of all, becoming a frugillionaire is easy! Just open this book, and you’ll find 500 fabulous savings techniques at your fingertips. Mix and match them into your personal formula for financial success!

Rating: (out of 16 reviews)

List Price: $ 11.95
Price: $ 10.20

Frugillionaire: 500 Fabulous Ways to Live Richly and Save a Fortune

What if being frugal made you feel like a million bucks?

You’d live a rich and happy life–while saving more money than you ever imagined!

If you’re frustrated with your finances, drowning in debt, or just wondering where your money goes each month, don’t despair. For in these pages lies the secret to financial peace and harmony: how to become a frugillionaire.

Unlike millionaires and billionaires, frugillionaires aren’t defined by the number of zeroes in their net worth, or the haute couture in their closets.

Quite the contrary: frugillionaires master the art of frugality–living richly while saving a fortune. They make the most of the money they have, and treasure those things that money can’t buy.

Best of all, becoming a frugillionaire is easy! Just download this book, and you’ll find 500 fabulous savings techniques at your fingertips. Mix and match them into your personal formula for financial success!

Rating: (out of 16 reviews)

List Price: $ 7.99
Price:

The Smartest Way to Save: Why You Can’t Hang on to Money and What to Do About It

TheSmartestWay to Save, Why You Can’t Save Money and What to Do About It is your guidebook for surviving the recession. Your money is hard to make, but easy to spend. You know you need to save to pay for your home, send your kids to college, and retire. But so many people drown in a sea of toxic debt and feel powerless to overcome destructive, compulsive spending. This concise, readable manual will help you spend less, save more, overcome bad habits, and conquer debt. It is filled with hundreds of practical, doable tips that you can apply to your daily life, regardless of your age or finances. Authors Samuel K. Freshman and Heidi Clingen have two different perspectives, but their stories come together to encourage you to embrace your economic situation with enthusiasm. Their straight talk is engaging and compassionate and will make a genuine difference in your wallet–and your future!

Rating: (out of 40 reviews)

List Price: $ 16.99
Price: $ 15.29

The Smartest Way to Save: Why You Can’t Hang on to Money and What to Do About It Reviews

Review by Steve Burns:
This book does a great job of showing why it is not what you earn that is important but what you keep that matters. While so many of us are busy playing financial offense, literally killing ourselves for large incomes or with two income families. What we should really be doing is playing good financial defense, buying what we truly need. We should buy a car based on what we need a car for, which we can usually get used for a fourth of what a new car costs.Our home should be our castle but it should not cost as much as a castle in the mortgage and to maintain. The book turns over all stones in discussing how to save smart.

Here are Sam’s principles for financial independence:

1. Daily choices add up.

2. Small savings over a long time create more wealth than big risks.

3. Pay yourself first.

4. Separate wants from needs.

5. Toxic debt is poison.

6. Credit is for emergencies. Pay cash until you reach your goal.

7. Windfalls are capital, not income. Capital is for wealth investment.

8. Never take a risk or purchase an item you cannot afford.

9. Put your own oxygen mask on first. (Do not try to help others financially until you are stable yourself).

10. Inexpensive gifts can show you care. Expensive gifts give a false impression and are motivated by insecurity.

11. Enjoyment of luxury is brief. But the anxiety can last a long time, at least until the debt is paid.

12. Get fulfillment from personal relationships not material things.

13. Why are you shopping? Know the reasons.

14. Resist the urge to indulge in instant gratification; invest instead.

15. Ask, ask, ask for what you want-and be clear. (For deals and discounts).

16. Comparison shop first.

17. Buy wholesale whenever possible.

18. Do not buy labels, buy value.

19. Buy pre-owned whenever appropriate.

20. Keep price tags and receipts.

21. Keep your funds invested and working for you, but cautiously.

22. Income .00; spend .99 cents= happiness; spend .01=misery.

23. Buy what pays you; don’t buy things that decrease in value or cost you to own.

24. Immediately set aside for taxes.

25. Personal purchases cost you 60% more because they are after tax.

26. It’s not how much you make-IT’S HOW MUCH YOU KEEP.

The book does a great job explaining all of these principles in great detail so you can follow them. I am sure this book will pay for itself in the money you save after reading it.

Review by Alice Berger:
In this uncertain economy, we’re all looking for ways to cut expenses and put money in the bank. Authors Samuel K. Freshman and Heidi E. Clingen have created a system called The SmartestWay to Save to help make it easier.

This book is all about saving, not investments. You won’t find any advice on where to put your money once you’ve accumulated it. Instead, you’re encouraged to do your own research and choose wisely. But if you want to learn how to build your savings, The SmartestWay to Save offers some ideas.

Many of the concepts discussed are pure common sense – don’t spend to keep up with others, don’t worry about what other people think, think before you spend, pay yourself first, comparison shop, and avoid debt.

But at times I wondered about their suggestions. They strongly tell us to avoid debit cards and ATMs, but if you keep careful tabs on your checking account balance, you can very safely use them to avoid credit cards. Shop discount stores like Sears and JCPenney? The last time I stepped inside either of these stores, I hardly thought their prices resembled “discount” prices. And Avon is “inexpensive” makeup? I don’t think so.

Many internet sites are sprinkled throughout the book, but these are simply store links easily found through a search engine. Instead I’d have liked to see information on finding “discount codes” at websites we shop on a regular basis – they’re out there if you know where to look for them. Tips on using the internet to find the best prices around would also have been helpful.

I’m a very frugal accountant, so my opinion may be slanted a bit, but to me, this was a very basic book designed to sway a spender to think about and start saving money. If you’ve been frugal for a while, I’m pretty sure you’ve been doing many of the suggestions already, and you’ll find this book too basic for your needs.

Reviewer: Alice Berger, Bergers Book Reviews

Buy The Smartest Way to Save: Why You Can’t Hang on to Money and What to Do About It now for only $ 15.29!

Tax Savvy for Small Business: Year-Round Tax Strategies to Save You Money

Knowing the ins and outs of the tax code is vital to the health of every small business. Virtually every decision a business makes has tax consequences that can affect its bottom line — and the IRS is always watching. Fortunately, Tax Savvy for Small Business provides valuable strategies that will free up your time and money for what counts: running your business, and running it effectively. It explains how to: *deduct current and capitalized expenses *write off long-term assets *write off up to 4,000 of long-term assets each year *compare the advantages of different legal structures *take advantage of fringe benefits *keep records that will head off trouble with the IRS *get tax breaks from business losses *pay payroll taxes on time *deduct home-office expenses *negotiate payment plans for late taxes *handle an audit *get IRS penalties and interest reduced *maximize retirement funds *use retirement funds as a tax break Completely updated, the 8th edition of Tax Savvy for Small Business provides the latest tax breaks, rules, forms and publications. This edition also includes a brand new list of the Top 25 Business Deductions — the best deductions to take and how to claim them. An essential book for entrepreneurs, independent contractors, small-business owners and anyone else making money on their own — get it today!

Rating: (out of 27 reviews)

List Price: $ 36.99
Price: $ 6.25

Mudpuppy Robots Money Bank

What could me more fun than shaking your piggy bank to hear the change rattle around. And with these banks, you’ll have funds to share, to spend, and to save. This Robots bank is what cyborgs use to save up for crankcase oil and new bearings. These heavy laminated paper on board banks have a metal hasp, colorful padlock, and keys and best of all, a hinged lid so they don’t have to be smashed to make a withdrawal.

• Hinged lid with 3 slots: Save, Spend, Share = three interior compartments
• Color-coordinated padlock with 2 keys
• Printed with nontoxic inks
• Sturdy laminated paper on board construction
• CE, ASTM and CPSIA tested for safety

Rating: (out of 3 reviews)

List Price: $ 13.00
Price: $ 11.19

Mudpuppy Robots Money Bank Reviews

Review by jnjn:
Shockingly cheap quality for this overpriced cardboard box. The dividers are pointless because they don’t go to the top of the box. Thus, when my kids turn them on their side, all the money spills into the other compartments. The “padlock” is so poorly made that the key gets stuck every time they use it. I’m really not sure how the product found it’s way to the market. Huge buyer’s remorse – especially since I bought three of them.

Review by C. Carstensen:
My son loves that he can decide if he is going to spend, save, or share… amazingly the share has the most $$$ in it..

Buy Mudpuppy Robots Money Bank now for only $ 11.19!

Save over 20% when you buy the Hygiene Heroes 3-Pack! Our 3-Pack contains one bottle of each Hero Hand Soap. Save time, save money and keep your family safe from germs all at the same time.

The Hygiene Heroes line of soaps and sanitizers encourages your little ones to develop great hand-washing habits. Kids will love the bright colors and fruity scents, but most of all they will love the friendly messages from the Hygiene Heroes every time they wash. The messages play for about 20 seconds, the same amount of time the CDC recommends for proper hand washing. The three pack lets you try all three styles. So get ready to clean your hands like a hero.

• The soap that teaches kids proper hand hygiene!
• Plays a fun audio message every time soap is used
• Makes handwashing fun for kids
• Kids love the scents and sounds. You’ll love the clean
• Keep your family safe and healthy with clean hands

Rating: (out of 2 reviews)

List Price: $ 17.69
Price: $ 13.99

PLANS TO BUILD BUNK BED for alll sizes; King QUEEN Full TWIN Sizes; ADULT or Child Bunk Bed Patterns; Save Money $ and EASY 2 do!

NOTE: This sale is for woodworking plans, NOT furniture. Complete set of plans for my favorite Bunk Bed ALL SIZES (Twin, Full, Queen, and King). My instructions with easy to follow patterns and directions are designed as a construction project for the beginning woodworker. Extensive attention is given to speed and ease of construction, with a minimum of tools. A great Bunk Bed can be built with just a skill saw, and drill. Directions are aimed at the beginning woodworker, but should not bore even an experienced carpenter. WARNING: Everyone Will Love This Bunk Bed Design. Just about everyone who sees it will want you to build one or more, for them. (That’s the reason I decided to write these plans.) Unlike most plans out there, you will be able to understand these! I have looked at others and I guarantee they are not as good as my plans! The plan features: 33 pages containing very detailed, step by step instructions. Each step includes diagrams and or photographs to assist in the construction process. 18 Patterns; One for each piece that makes construction so easy a caveman could do it! Built entirely from Standard 2X4s, 2X6s and ? inch Thick Plywood or any thickness you prefer. Tips, Tricks and Notes that allow you to cut without error the first time. Can be built with just a skill saw, and drill. This project plan is designed for the beginning woodworker, but should not bore even the most experienced carpenter.

• Level, Sturdy, and Strong Design that supports an ADULT.
• Step by Step and easy directions with diagrams for every step.
• Designs to make for both Standard & XL Twin; Full; Queen; and King sized beds.
• Continued Technical Support from The WoodPatternExpert; 20 Years of Experience!
• Complete Materials List & Pattern Dimensions that use the least $ of bldg. material!

Rating: (out of 1 reviews)

Price: $ 9.98

Renovation Nation: Save Water, Save Money

RENOVATION NATION: SAVE WATER,SAVE MONEY

List Price: $ 19.98
Price: $ 0.76